Yeah, we get it. The weather outside is frightful. You haven’t even started holiday shopping. Family is expected any minute. Why in the world would you start looking for a home now — or worse, or in the dead of winter?
Most families wait for the spring market to rev up. More houses are available and that means it’s easier to find a great deal, right? Not necessarily. Here’s why.
The winter can be a great time to purchase a home, especially for buyers without kids or with grown children. No worries about changing schools or making sure they get enrolled for the fall.
There is also a lot less competition. Last year’s peak market had buyers waiving home inspections and increasing down payments — doing whatever they could to get a leg up on other eager buyers while making purchases nearly impossible for those on a tight budget. Because of this, waiting for the spring market can be a mistake. Winter can be a very good time to buy.
So yes, the spring has more inventory, but that brings more buyers. When you look for homes at this time of year, you’ll have a better chance at avoiding aggressive bidding wars. Sellers who list during this time are typically ready to move as soon as possible due to job changes, relocating, downsizing or retiring. They tend to be less ambitious in their asking price. And although it’s never a guarantee, interest rates tend to be lower in a softer market.
If your Thanksgiving dinner conversation includes a friend or family member talking about buying a home — or if you’re considering it yourself — please give me a call at 617-965-1236.
Ready to buy a new home or refinance the one you own? Please get in touch and I’ll be happy to answer your questions and help guide you through the process. I look forward to speaking with you.
I wanted to take a moment to express my gratitude for all of you — friends, family, colleagues and clients.
You have supported me and made Westchester Mortgage successful for many years. I am so grateful for the friendships, connections, and long-lasting, meaningful relationships I’ve built with so many of you over the years. It means so much to me!
My favorite part of my work is helping those who needed guidance in getting approved for a mortgage. People who had no idea that together we could figure out how to come up with a down payment, or navigate through all the variables related to their homes and finances following a divorce or breakup. These are the times I feel like I’m making a difference in peoples’ lives. It means everything to me. I am truly thankful.
So whether you’re celebrating with family and friends or going it solo this year, I wanted to wish you all a wonderful, healthy and happy Thanksgiving.
Thanksgiving Home Improver: The Great Cranberry Sauce Debate
It’s that time of year again. Forget about turkey, football, and family — and avoid talk of politics entirely if possible. Instead, focus on that other hot topic that’s become a Thanksgiving tradition: canned or fresh? Yes, it’s time for the Umpteenth Annual Great Cranberry Sauce Debate.
Let’s not kid ourselves here. Fresh cranberry sauce is the only choice for foodies with sophisticated palates. It has the consistency of jam and let’s be honest–it’s far more of an actual sauce than the tart, jellied blob that comes a-slidin’ out of the can. When it comes to pure fruit flavor, there is no debate: fresh cranberry wins in a landslide.
But there’s another side of the argument. For many generations, canned cranberry sauce is both a tradition and a guilty pleasure. Just look at it. It retains the shape of the can, including those lines which canned purists feel adds some extra texture and mouth feel that takes them back to the happy and carefree days of their youth.
Here’s our take: Yeah, we get it. Fresh cranberry sauce tastes great. However, Thanksgiving comes but once a year, and it’s a holiday of family and traditions. That’s enough for us. Slide out that bouncy jellied blob, slice it up and serve it next to the turkey and stuffing!