If you’re thinking about buying a home, you’re probably feeling a little spooked. The housing market is competitive, and prices are high. But don’t scream! There are still ways to afford a mortgage, even in this scary market.
One way is to get creative with your financing. Here are five ideas:
- Buy with a cosigner. If you have a friend or family member with good credit and a stable income, they may be willing to cosign on a mortgage with you. This can help you qualify for a loan and get a better interest rate.
- Consider a fixer-upper. Fixer-uppers are often less expensive than move-in ready homes, and you may be able to get a loan that allows you to finance the cost of repairs. This can be a good option for buyers who are willing to put in some work to get the home they want.
- Buy with friends or family. If you have friends or family members who are also looking to buy a home, consider pooling your resources. This can help you afford a down payment and monthly mortgage payments. Just be sure to set clear expectations about how you’ll manage the property and make decisions.
- Consider a two-family home. If you’re open to it, buying a two-family home could be a great option. You can live in one unit and rent out the other, which can help offset your mortgage costs.
No matter what your financial situation is, there’s a creative financing solution that can help you afford a mortgage in today’s market. If you’re not sure where to start, talk to a highly creative mortgage broker — like me! I have years of experience helping clients and friends buy homes, even in the most challenging markets. Let’s explore your options and find the best financing solution for your needs.
Get in Touch
I am dedicated to finding you a mortgage that fits your budget and works for your unique situation. Call me at 617-965-1236 to get started.
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Ready to buy a new home or refinance the one you own? Please get in touch and I’ll be happy to answer your questions and help guide you through the process. I look forward to speaking with you.
Ever wonder what the best scary movies by decade are? Here’s the list courtesy of movieweb.com.
Pop some corn and break out the leftover Halloween candy. It’s time for a scary movie or two tonight!
- 1930s: Dracula
- 1940s: Cat People
- 1950s: Creature From the Black Lagoon
- 1960s: Psycho
- 1970s: The Exorcist
- 1980s: The Evil Dead
- 1990s: The Silence of the Lambs
- 2000s: Paranormal Activity
- 2010s: Get Out
- 2020s (so far): X
Home Improver: Last-Minute Creepy and Fun Halloween Party Foods
- Spider Guacamole: Serve guacamole with tortilla chips and decorate it with black olive spiders
- Mummy Hot Dogs: Cut hot dogs in half and wrap them in crescent roll dough. Bake until golden brown. Serve with your favorite dipping sauce.
- Deviled Egg Spiders: Fill hard-boiled eggs with deviled egg filling. Top with black olive spiders and pimento webs.
- Witch’s Fingers: Slice bread into finger shapes. Spread with pesto or another green sauce. Top with shredded mozzarella cheese and bake until golden brown. Serve with your favorite dipping sauce.
- Candy Corn Popcorn Balls: Mix together popcorn, marshmallows, butter, and candy corn. Press into balls and let cool.
- Apple Monsters: Cut apples into halves or quarters. Spread with peanut butter or another nut butter. Add your favorite toppings, such as chocolate chips, raisins, and nuts.
No matter what food you choose, make sure it’s fast, fun and festive for your Halloween party!