While on our summer vacation, my husband, daughters and I stopped for some ice cream to cool off after enjoying a wonderful day in the hot sun. “Would you like chocolate or rainbow sprinkles?” My daughter pondered the question for a moment, then asked, “Why can’t I have both — half chocolate and half rainbow?”.. read more →

When it comes to selecting the length of your mortgage, certain factors apply. There are some misconceptions about length due to age and income that don’t necessarily apply. Let’s bust some myths about mortgage term lengths. Myth No. 1: A 15-year mortgage is always better than a 30-year mortgage. False. When you’re younger, you should.. read more →

In the past, many divorced women have paid Private Mortgage Insurance (PMI) on FHA loans to secure a mortgage that insures against a default in payment. This is required if your downpayment is less than 20% of the appraised value or sale price. It’s understandable, particularly if owning a home on your own is new for you. Mortgage.. read more →