There’s no question that Zillow.com has evolved from a real estate curiosity to a major player in the industry. While some may think of it as a starting point for future homebuyers or simply an entertaining way for house-hunters to kill some time online, Zillow is emerging as a force that could disrupt the entire.. read more →

When the bottom dropped out of the market in 2009, people became more careful about spending and accumulating debt. But once the economy started improving, consumers felt more comfortable about spending. Now, eight years later, we are seeing a return to our less careful days of money management. In fact, we’re setting new records of.. read more →

The world of mortgages has a short menu. Will it be an Adjustable Rate Mortgage (ARM) or a Fixed Rate Mortgage? You’ll often hear people say that a fixed-rate mortgage is always the best move — that’s not necessarily the truth. Homebuyers sometimes have unique circumstances that allow them to take advantage of the initial.. read more →

When it comes to mortgage downpayments, there seems to be some confusion about how much you really need to put down on a new property. Let’s take a look at three common misconceptions. 1. The 20% Rule. If you were to ask the average person on the street about downpayments, the majority of them would.. read more →

I’ve been working with homeowners for many years and I discovered long ago that eager buyers set themselves up to fail by taking the wrong approach in their excitement of making what is often the largest purchase of their lives. Whether I’m advising couples, divorced women, single men or anyone else across all demographics, the.. read more →

If you ever hear someone say they are interested in buying a second home as an investment property, stop them right there. A second home and an investment property are not the same thing. There are several distinctions that set them apart. Let’s take a look. A second home is just what it sounds like:.. read more →

There’s some good news for those homebuyers looking for a larger loan amount in 2017. The Federal Housing Finance Agency recently announced that loan limits for are rising. The limit on conforming loans moves up from $417,000 to $424,100. This is the first increase in the baseline loan limit since 2006. That’s good news for.. read more →

Just because you’ve found the home of your dreams doesn’t mean you’re going to move into it. Many factors including price, location, inventory and time of year may bring in multiple offers from eager buyers. So how can you gain an advantage over the competition? Here are three helpful tips: 1. Pre-approval. Before you even.. read more →

I’m always looking for creative solutions to help my clients purchase their homes. One of the most common obstacles, particularly for divorced women, is coming up with the downpayment. I asked my good friend, Jay Gordon, of the Popper-Gordon Group at Morgan Stanley, if he had any ideas to share. He suggested creating a Portfolio Loan.. read more →

It’s no secret that buying a home is usually the biggest investment you’ll ever make. It requires proper planning and exceptional execution from the time you decide to explore the possibility of buying, straight through to the closing. With a need for financial solvency and advice from professionals who understand the importance of guiding you.. read more →