The Best Mortgage Rate – Only One Part of the Equation.
Can we get you the lowest rate possible? You bet! But will we go beyond that and show you the best mortgage program for you? Absolutely!
At Westchester Mortgage, we’re committed to providing you with the best rate based on your financial situation and personal goals. Rates change daily and are often subject to certain hidden fees, high points, and exorbitant closing costs. Items such as your credit rating have a dramatic effect on the rate a lender will offer you. So when you see a rate on the web site, be aware that it may not be the rate the lender offers you. If you shop for a mortgage purely based on the rate, you’ll find a number of hidden surprises.
This is why, at Westchester Mortgage, we say, “It is not just about the rate.” We work with you to find the best program with the best rate for your specific situation. Some questions to ask yourself when comparing rates include:
- Lock Period: How long is the rate good for?
- Fees: Does the rate include points?
- Program: Is the rate offered on a 30-year fixed loan, a 2-year ARM, or something else altogether?
For a complete set of questions to ask when comparing rates, email us at Debbie@westchester-mortgage.com or call 888-524-1183.
Since rates change so frequently, please call us to discuss your specific situation and to find not only the best rate, but also the best program for YOU! To receive a free copy of your credit report, please click here